Getting Qualified

Pre-QualifiedIt is helpful to visit with a mortgage professional early, even if you haven’t settled on the sort of home to look for. What for? It might be hard to understand how we could help even before you start to talk about prices and negotiations.

Pre-Qualify

When we pre-qualify you, we help you figure out the amount in monthly payments you can fit in your budget, and how much we of a loan you will qualify for. We will accomplish this by considering your debts and income, your employment and housing situations, the funds available for down payment, required reserves, and other financial considerations. We ask for a minimum amount of paperwork, with a short,basic process.

Once you qualify, will give you what’s called a Pre-Qualification Letter (your real estate agent may refer to it as a “pre-qual”), that states that we are working with you to find the right mortgage to fit your needs and that we are confident you will qualify for a loan for up to a certain amount.

Power in the Pre-Qual

Various benefits open to you when you’ve found your next house, and have achieved pre-qualification power. First, it helps you know the amount that you are able to offer. Even more important to the current owner, your pre-qualification letter gives them certainty – as if you had arrived at their home with a suitcase of cash to make the offer! They won’t have to worry that they’re wasting their time if you will not be able to qualify for a big enough mortgage loan. The seller of the home won’t wonder if he can count on you to qualify for your loan. Your qualifying for your needed mortgage loan amount won’t be something for them to fret over. You have the capability to back up your offer.

We help with your pre-qualification

When we pre-qualify you, we help you find out how much of a monthly payment you can fit in your budget, and the loan amount you will qualify for. This process walks you through your finances – your debts, income, job, cash available for down payment, among other things. It’s quick and basic; and we keep the paperwork to a minimum.

One on one

While you can benefit from our mortgage calculators on our site, it’s essential to meet with one of our mortgage professional team members. We can work toward your pre-qualification letter. For another thing, we could find a different mortgage program that fits your situation better. Let us help you get started: Contact us

Do you have a question?

We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. Or call 512-843-8913. We guarantee your privacy.


Profoundly knowledgeable and professional.

We have had the distinct pleasure of working with Lori on multiple mortgage needs over several years. On each occasion...

Frankie & Melinda Waller

5.0
2015-12-21T09:37:22+00:00

Frankie & Melinda Waller

We have had the distinct pleasure of working with Lori on multiple mortgage needs over several years. On each occasion we have found her to be profoundly knowledgeable and professional, while at the same time being a joy to work with due to her enthusiasm, pleasant personality, and warmth.....Thank you Lori for all that you do!

Thank you so much!

Lori Anderson, Ashlynn Kelso, and the team @ Georgetown Mortgage, I know how lending guidelines make any conforming loan a...

Landon Smith

5.0
2015-12-21T09:38:11+00:00

Landon Smith

Lori Anderson, Ashlynn Kelso, and the team @ Georgetown Mortgage, I know how lending guidelines make any conforming loan a difficult process these days. I truly believe these two refi's wouldn't have been this smooth, or closed at all, anywhere else. I have, and will continue to refer anyone looking for a loan in TX to you guys. Thank you so much!

She used technology to make us feel like we’re in the same town.

We cannot speak highly enough of our experiences in working with Lori Anderson to arrange financing for our new home....

John and Carolyn Drummond

5.0
2015-12-21T09:39:36+00:00

John and Carolyn Drummond

We cannot speak highly enough of our experiences in working with Lori Anderson to arrange financing for our new home. For most of the process, we were in a different city from Lori, but she used technology to make us feel like we're in the same town. We felt as though we had a personal relationship with Lori. She could not have been more supportive, patient, and positive. I encourage anyone purchasing a home to contact Lori Anderson.

We couldn’t be happier.

A big thank you to Lori Anderson and her team. We couldn’t be happier with Georgetown Mortgage.

Ruben and Laura Vela

5.0
2015-12-21T09:40:09+00:00

Ruben and Laura Vela

A big thank you to Lori Anderson and her team. We couldn’t be happier with Georgetown Mortgage.

Friendly, warm, compassionate and understanding.

Lori and her team were able to complete my mortgage - start to finish - in 23 days. That is...

Jennifer Flinton

5.0
2015-12-21T09:36:16+00:00

Jennifer Flinton

Lori and her team were able to complete my mortgage - start to finish - in 23 days. That is unheard of in this industry where it normally takes 30-60 days, minimum. They were also able to help me write up not one, not two, but four offers on houses within that time period, providing the necessary paperwork promptly each time. But most importantly, Lori and her team were friendly, warm, compassionate, and understanding, on top of being professional and efficient. I cannot recommend them highly enough.
5.0
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Thrive Mortgage | NMLS# 285739 | 4819 Williams Dr. Georgetown TX 78633 | P: 512-843-8913 | F: 866-821-1149
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